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Tuesday, March 5, 2019

It's A Lie: You Don't Need A Boss On Your Side For Inspiration

The saying: "Teamwork Makes The Dream Work," is without a doubt a truism. The Golden State Warriors dominance over Lebron James proves that. The Patriot's Tom Brady and Coach Bill Belichick's professional chemistry proves it. Teamwork DOES indeed make the dream work.

But...

You don't have to wait until you find a teammate before you start striving for success. Men shouldn't depend on a woman for motivation anymore than a woman should depend on a man for inspiration.

If you're not inspired or motivated, it may be because you're limiting yourself. It may be that you're not sure if you're on the right path and you're subconsciously afraid to invest too much into your idea or plans.

If you're not sure about how to start, surf the web for how to get started on your dream.

And, if you're not sure you want to pursue the idea or "Interest" or business you have in your head, then go to school for Business Administration. Go to school for Business Management.

With Business Management, you can open the doors to a lot of leadership and financial opportunities.

If you don't want to spend a lot of money, look for free and low-cost courses online.Or, sign-up for a community college certification program or something.

If you're considering starting a business or buying a business or real estate, know that a lawyer you can trust would be prime member of Your Team. Research, find a few good ones to interview, and hang on to their numbers, so you'll have that resource ready.

A lawyer will also come in handy if you're an Artist of some sort.

If you're broke as hell and can't save money in your present situation, look for a roommate, keep your Major Goals in mind, and stack (save) your money so you'll have more options in the future.

Don't make this a permanent situation - stack, build your credit, DON'T make a major purchase on credit like a car (unless you absolutely need it) before you start buying a home because they always look at your income-to-debt ratio. And, income-to-debt ratio is more critical when buying a condo or townhouse or single-family home than it is when buying a car.

A home is an asset and good debt. It can grow in value.

A car is a depreciating asset and is bad debt (unless you're using it to make money). Still, it will decrease in value and is considered by many financial analysts just another major liability.

Don't try to make the excuse that the car will some day be a classic, because no lie you could tell yourself could justify the price of most of these cars these days.

If you're going to find an apartment - or you make a hell of a lot of money, then you may not have to worry about debt-to-income ratio, but you can set yourself up for long-term success and properly plan your moves when you sit down and learn about credit and finances first. Manage your money.

Stay focused on Managing Your Life. Don't waste money. Get the right tools for job. Pay for value. Research before you shop. Spend Wisely. Share Wisely. Don't flaunt your money as you will want to show-off how you can afford to waste money on crap. Learn to parlay with credit, money, assets, equity, loans, etc. Use coupons and cash-back resources. Stop impulsively spending. Order food, snacks, and other good stuff online.

Some people are often sick and need to run to the hospital. Be on top of your game when it comes to your health. Hospital bills are expensive and you don't need them eating up your bank account or putting bad debt information on your credit report - for those of you who go to hospitals then, later on, refuse to pay for services.

If you can stay with Mom and Dad or Grandma or some other relative until you get on your feet, then do it. Stay with them and stack. Play by their rules until you can get your credit up to par and move out. But, keep moving up. Build your credit, get a raise or a higher paying job, and keep going from there.

And, don't be afraid of growth. If you have the opportunity to become a supervisor, go for it. You're going to have to deal with bullshit no matter what level you're on anyway. But, if you have the mental capacity, experience, skills, and stamina to move to management, stop running with the little dogs and be a Boss.

Save money by getting your work clothes and even play clothes from a thrift store or second-hand store. You can get more for your money and save some serious cash. Get your socks and underwear online at good bargains.

Stay away from ordering too much fast-food online. That can be addictive and expensive because of the delivery fee and tip. But, you can find a lot of promo codes too. But, be ready to be pissed off as well because sometimes they take longer than expected. Sometimes, they don't have your order right.

Don't waste a lot of money on "business ideas" or "personal development" media. The key to your success is attitude. You might be one of those people who have read many books and watched hundreds of videos and attended workshops and seminars. If you are, then you already know what to do to succeed. Now, all you need to do is have the courage to do it.

Don't waste a lot of money on other people.

There are some people who beg you to death for money. And, out of the kindness of your heart you will help them. At some point you just have to start saying "No."

The 21st Century is a great time to live in. Find a bank. Get a debit card. Carry minimal cash. When the beggars come running, you can let them know you are limited on cash and don't have a dime to spare.

As long as you let them, people will take advantage of your good heart. Don't be a fool and support someone who is a fool with his or her own money. It's okay to give, but don't be a fool for someone who sees you as nothing more than an easy target for cash. In the end, you're not helping yourself or them.

No matter what, pay your bills early or on time. This will always be a plus on your credit report and give you an advantage when you want to buy a house or get a loan to start (or buy) a business.

Practice moderation of any "bad habits" or "activities".

I won't name any bad habits because that's up to you to do decide what you see as a distraction or disruption in your life that is holding you back or keeping you from stacking.

My Mom and Dad never mentioned anything about personal finances, or investing, or how to bargain and negotiate, so I was literally a helpful dumbass in my early relationships.

I was always looking for that Boss Chick for inspiration because I've often heard of some of the greatest artists have a muse or a good woman behind them to keep them on track and to help them become successful. But, it's a lie.

Everyone doesn't need a romantic co-pilot in the background helping them manage their life and keeping them focused.

Sometimes, people end up with a partner who is in the background stabbing them in the back, worrying them half to damn death, cleaning out their bank account, and trying to work them to death.

Sometimes, you need to be by yourself and "travel light" so that you can maneuver more easily and not have a lot of drama and foolishness in your life.

Write down your goals. Post them on your wall. Work towards completion. And, don't deviate or allow yourself to be taken off-track.

Later on, when the right Boss comes along, you will be ready. And, when you get together, you will have a True Player on your side.

And only a Power Couple who lives and breathes the same values, principles, beliefs, and life goals, can be true assets to the Team. Only then can "Teamwork Make The Dream Work".

Loveqna

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